AUCTION TERMS & CONDITIONS Method of Payment: All items must be paid in full either by cash, check, credit card. A 15% buyer's premium will be charged on all purchases, and an 18% buyer's premium will be added if using a credit card. Removal: Items may be picked up on Thursday, November 6th from 3:00 pm to 6:00 pm. ALL ITEMS MUST BE PICKED UP DURING THIS TIME FRAME. If, the Buyer will forfeit any items not removed within this time frame, may be resold, and any cost of removal, deficiency, or loss may be charged to the Buyer. Condition of Items: All items in this auction are being sold "As-Is" and "Where-Is" with no warranties, express or implied, including but not limited to any warranties of merchantability or fitness for a particular purpose. Prospective bidders are strongly encouraged to inspect the items during the designated inspection period and to bid accordingly. Neither the auction company nor the seller makes any representations or guarantees regarding the condition, functionality, or accuracy of the descriptions of the items being sold. All sales are final under Indiana law, and by participating in this auction, bidders acknowledge and agree to these terms. ***Please bring your packing material, including wrapping and boxes. **** BUYERS MUST BRING OWN HELP LOADING ITEMS. THE STEFFEN GROUPS STAFF WILL BE UNABLE TO HELP LOAD ITEMS. IF YOU DO NOT HAVE THE ABILITY TO PICKUP AND LOAD THE ITEMS PLEASE DO NOT BID AND PARTICIPATE IN THIS AUCTION. IF YOU DO NOT HAVE THE CAPACITY LOAD THE ITEMS WITHIN THE ALLOWED TIME FRAME, PLEASE DO NOT BID ON THE ITEMS. Shipping: Shipping will only be available through our in-house shipping department for small items only. Shipping will not be available for any large items or furniture. Upon payment of your invoice and handling fee, your items will be taken to the Shipper, who will coordinate all aspects of the shipping of your items; for questions regarding shipping, contact Shipping Manager - Rod Fetters at 260-557-8451. NOTE: While the information in the brochure and other advertising has been deemed reliable, neither the auction company, seller nor publisher shall be liable for any errors or for the correctness of descriptions. All purchases are made "As-Is, Where-Is" based entirely on the personal inspection and or opinion of the purchaser and without warranty or guarantee of any kind. Statements made sale day take precedence over printed matter.