TERMS & CONDITIONS Bidder Registration: Although there is no obligation to bid, all prospective buyers MUST register to bid at www.ucprorealty.com. For assistance in registering or placing bids call United Country Pro Realty at (320) 274-1341 Downpayment: $10,000 non-refundable down payment for winning bidder. Cash, personal & company checks or certified fund will be accepted. Balance in full due at closing. Buyers to have financing arrangements made prior to bidding on the auction with no contingencies of any kind accepted in the purchase agreement. Closing: Within 45 days after the auction at a title company to be determined. Quick Close Possible. Buyer's Premium: A 6% buyer's premium will be added over and above high bid. This will equal the contract price. Example: Total bid price: $100,000 plus 6% buyer's premium equals a purchase price of $106,000.00. Failure to Close by the Buyer: If for any reason you are unable to complete the transaction, your down payment money will be forfeited. Title: This property will be sold free & clear from any & all liens & encumbrances, but subject to any zoning, enviromental, or other municipal, federal & state laws, easements, rights of way or other matters of record. Buyer to accept property in as-is condition. Seller & Auctioneers Disclaimer: All announcements and updates made by the auctioneer on the website, shall take precedence over any previously written material or oral statements made. Conduct of the auction, increments of the bidding & decisions as to the high bidder will be at the direction & sole discretion of the auctioneer. The information contained in this brochure is subject to the inspection & verification by all parties relying on it; no guarantee, expressed or implied, is given of the information contained in the brochure. No liability for its accuracy, error or omissions is assumed by the owners or the agents. Property sells in "as is" condition. Buyer will sign an as-is addendum. Sale is subject to seller's confirmation. Agency Disclosure: United Country Pro Realty represents the seller in this real estate transaction. Auctioneer #: 86-120 Sale subject to survey approval by buyer after auction.

ONLINE AUCTION Bidding Opens: 10/10/18 Land Viewing: 10/20/18 from 1-3 p.m. Auction Ends: 10/26/18 at 3 p.m. 40 Acre Building Site with 19.5 Tillable Acres in Palmer Township, St. Cloud, North of Clear Lake, MN Private 40 acres with multiple building sites. Easy access to Highway 10 for a quick commute to St. Cloud or the Twin Cities. 660 feet of water front on a 25 acre unnamed lake West of Rice Lake. Perfect piece of property to start a hobby farm. 4 wooded acres. 19.5 tillable acres to farm yourself or rent out for extra cash. Many potential building sites with views overlooking lake or country side. Abundant wildlife including deer, turkeys, pheasant and waterfowl which make this property a hunting oasis. Located on a paved county road with many area lakes and parks. MLS# 5007931 School District: 51-Foley Directions: Take County Road 6 North passed Briggs Lake, cross Rice Creek, property on the left. Taxes to be decided. Subject to land split approval and buyer's approval of survey after auction.