TERMS AND CONDITIONS OF AUCTION: Auctioneer and Auction: This auction is presented by KTB Rare Coins and Currency (aka KTB, or the Auction Company). The auction is conducted under these Terms and Conditions of Auction and applicable state and local laws. All bidders must register with a valid credit card in advance of bidding; and, be approved by KTB. This is a legal agreement between you, the user or buyer; and, KTB. You MUST be at least 18 years old to bid. The Auction Company may, at its sole discretion, ban from further use, any buyer or seller which the Auction Company believes to have in any way misrepresented itself, failed to abide by the terms, or conducted any improper auction behavior as determined solely by Auction Co. Any buyer who improperly fails to carry through with a purchase will be banned from any further use and may be subject to additional legal actions. By bidding on any item, Bidder accepts and agrees to be bound by these Terms and Conditions, and specifically acknowledges that these Terms and Conditions constitute a binding contract. By bidding, you acknowledge being at least 18 years old; and, have read these terms and conditions. If Bidder does not agree to these Terms and Conditions, Bidder is not authorized to make a bid on or buy any item. All property is sold 'AS IS WHERE IS'; and, ALL SALES ARE FINAL. It is the Bidder's responsibility to determine condition, age, genuineness, value or any other determinative factor. KTB may attempt to describe the merchandise in advertising and on the Internet, but makes no representations or warranties. In no event shall the Auction Company be held responsible for having made or implied any warranty of merchantability. Bidder shall be the sole judge of value. We acquire coins and currency from a variety of sources; and, all are considered to be authentic, unless otherwise noted. Given that we acquire our coins from numerous sources, KTB does not make ANY representations or warranties regarding a coin being cleaned; unless, otherwise noted. KTB does guarantee the item being bid on, is the item in the pictures. If there is a discrepancy between the title and/or the description and the picture, the picture is correct and is the item being auctioned. In the event of an item being counterfeit or fake, KTB will issue a refund upon return of the item unless it is stated as being a fake/counterfeit in the lot description and/or title. You must present us with evidence of the item being counterfeit within 14 days of the close of the auction it was purchased in. All return shipping charges are to be paid be the buyer. Buyer's Premium: All bids are subject to a Buyer's Premium which is in addition to the placed successful bid. That premium is currently Thirteen percent (13%) on all items. All Bidders must meet KTB qualifications to bid. Any Bidder who is not a client in good standing (meaning you failed to pay for lot(s) won) of KTB, may be disqualified at the Auction Company's sole option and will not be awarded lots. Such determination may be made by KTB in its sole and unlimited discretion, at any time prior to, during, or even after the close of the auction. The Auction Company reserves the right to exclude any person from the auction. BIDDING: This auction is an ONLINE ONLY auction, conducted solely on the Internet; NO other bids are accepted. Hibid.com is our online bidding platform. Bids are only accepted at www.Hibid.com. HiBid.com occasionally experiences Internet and/or Server service outages; during which, bidders cannot participate or place bids. If such outages occur, KTB may, at its discretion, extend bidding for the Auction. All lots start at $1 with no reserve (unless otherwise noted). If a bid is accepted, the item will sell to the highest bidder regardless of price; and, if any reserve is met. This auction will be a slow-close auction. The auction goes LIVE within 30 minutes of the first lot closing. Once lots begin to close, any bid placed in the final 3 minutes of the lot closing, will extend the auction closing time by an additional three minutes. The highest qualified Bidder recognized by the Auction Company shall be the Buyer. All items are to be purchased per lot as numerically indicated and NO lots will be broken; or combined. KTB reserves the right to withdraw, prior to the close, any lots from the Auction for any reason, without notice. KTB reserves the right to rescind the sale in the event of nonpayment, KTB clerical error or for any other reason in the Auction Company's sole discretion. 1. Agreement Not to Dispute Credit Card Charges: Bidder agrees that upon processing a credit card, debit card or other bank card, such payment shall be immediate and irrevocable, and Bidder shall not dispute, challenge or reverse any such payment or charge. 2. International Bids: We DO NOT offer International shipping (other than to CANADA); therefore, NO International bids will be accepted. NO International credit cards will be accepted. We DO NOT Accept International Credit Cards. Cards Must be US Based with US Mailing Addresses 3. Bidding Errors: The auction company shall not be held responsible for any "miscued" bids by bidder. IE: Decimal in the in wrong place, you bid on the wrong thing, the cat jumped on the keyboard, etc. KTB is not responsible for your errors in bidding, so double check that every bid is entered correctly before hitting "enter". In addition, KTB is not responsible for internet problems or issues with the auction website. Bidders are responsible for knowing which item they are bidding on. If the bidder is unsure, he should inquire; or, not bid. When you become the winning bidder at auction you have effected a contract and will be expected to pay for items in which you were evidenced to be the successful bidder. Auctioneer will NOT honor "mistakes". 4. Bid Increments: Bid increments (bids over the current bid level) determine the lowest amount you may bid on a particular lot. Bids greater than one increment over the current bid can be any whole dollar amount. Bids will be accepted in whole dollar amounts only. No "buy it now" or "unlimited" bids will be accepted. Current Bid................................Bid Increment $1 - $29.99................................$0.50 $30 - $49.99............................. $1 $50 - $249.99........................... $2 $250 - $499.99 ………............ $10 $500 - 999.99............................$25.00 $1000 - $9,999,999.99 $100.00 Payment: Payment is due upon closing of the Auction session and will be charged automatically to the credit card on file. We do not accept partial payments. Invoices must be paid in full. Winning bidders, with a valid credit card, will be sent a PAID IN FULL invoice as soon as possible after the end of the auction. All sales are in United States dollars; and, payment must be in United States Dollars. This will include the total of all winning bids, buyer's premium and shipping charges. All sales are FINAL with NO REFUNDS and NO CHARGE BACKS allowed. This auction is being conducted in the State of Oregon. All lots sold are considered to be sold within the State of Oregon. There is no sales tax in Oregon. Sales tax is not applied to items shipped out of state. Shipping: Buyer is responsible for all shipping and handling costs. Shipping charges are: Exact cost via USPS; unless, otherwise noted. We will ship to you as inexpensively as possible. In addition, we add $1.00 for packing material and handling. Shipping costs may change as the USPS adjusts the amounts it charges. All items will be shipped to the address on file. The Legal Stuff: This is a legal agreement between you, the user or buyer and KTB. You MUST be at least 18 years old to bid. ALL ITEMS on the auction sell subject to the Auction Co.'s acceptance or rejection of the high bid. Consent to Suit in Oregon: In the event of legal proceedings arising from this contract or from the auction in connection therewith, buyer consents to being subject to the personal jurisdiction of the courts of the State of Oregon. Buyer also agrees that venue shall be in Bulloch County, Georgia and that the laws of the State of Oregon shall govern this Agreement and the parties' transaction hereunder. The BUYER (that's you) expressly agrees to indemnify and save the Auction Co., Seller and their assigns harmless from and against all claims, losses, expenses, damage or liability, (including, but not limited to, attorney's fees), directly or indirectly caused by or resulting from an act, including the negligent acts or omissions of the Auction Co., or anyone acting in his/her behalf in connection with or arising out of auction, except that the BUYER shall not be responsible to the Auction Co. for damages caused by or resulting from the Auction Co.'s sole negligence. DO NOT bid unless you agree to all of the terms above. By bidding you are acknowledging agreement with the terms above. Auctioneer gathers information about Bidders and Owner/Sellers for the purposes of conducting online auctions. Auctioneer does not sell or rent this information. THANK YOU! WE APPRECIATE YOUR BUSINESS! DISCLAIMER OF WARRANTY AND RELEASE (More Legal Stuff): You expressly agree that use of this Web site is at your sole risk. Neither the Auction Company, its affiliates, nor any of their officers, directors, employees, agents, third-party content providers, or licensors (collectively, "Providers"), or the like, warrant that this Site will be uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of this site, or as to the accuracy, completeness, reliability, security, or currency of the Site. The Site may contain errors, omissions, inaccuracies, or outdated information. Further, Provider does not warrant reliability of any statement or other information displayed or distributed through the Site. Provider reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the Site. Provider may make any other changes to this Site at any time without notice. Provider makes reasonable commercial efforts to make the Site available at all times, however, Provider is not responsible for any service interruptions, including, but not limited to, interruptions that may affect aspects of the sale of coins and currency. THIS SITE AND THE INFORMATION, CONTENT, AND MATERIALS ON THIS SITE ARE PROVIDED ON AN "AS IS," "WHERE IS," AND "WHERE AVAILABLE" BASIS. PROVIDER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, THE CONTENT, INFORMATION, OR THE MATERIALS ON THIS SITE. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, OF ANY KIND, WITH RESPECT TO ANY OF THE MATERIALS, CONTENT, OR INFORMATION ON THIS SITE OR ANY GOODS OR OTHER PRODUCTS OR SERVICES OFFERED, SOLD, OR DISPLAYED ON THIS SITE OR YOUR USE OF THIS SITE GENERALLY, INCLUDING WARRANTIES OF MERCHANTABILITY, ACCURACY OF INFORMATION, QUALITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTION'S LAW APPLIES TO THIS AGREEMENT. In the event that you have a dispute with one or more users, you release Provider (and our officers, directors, agents, subsidiaries, employees, and parent companies) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. LIMITATION OF LIABILITIES: YOU AGREE THAT PROVIDER AND ITS PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGE, LOSS, OR EXPENSE OF ANY KIND ARISING OUT OF OR RESULTING FROM YOUR POSSESSION OR USE OF THE MATERIALS, CONTENT, OR INFORMATION ON THIS SITE OR FROM YOUR PURCHASE OR SALE OF GOODS THROUGH THIS SITE REGARDLESS OF WHETHER SUCH LIABILITY IS BASED IN TORT, CONTRACT, OR OTHERWISE. IN NO EVENT, INCLUDING, WITHOUT LIMITATION, A NEGLIGENT ACT, SHALL PROVIDER OR ANY OF ITS PROVIDERS BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, LOSS OR CORRUPTION OF DATA, LOSS OF GOODWILL, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, OR INTERRUPTION OF BUSINESS), ARISING OUT OF OR IN ANY WAY RELATED TO THE MATERIALS, CONTENT, OR INFORMATION ON THIS SITE OR ANY OTHER PRODUCTS, SERVICES, OR INFORMATION OFFERED, SOLD, OR DISPLAYED ON THIS SITE, YOUR USE OF, OR INABILITY TO USE, THIS SITE GENERALLY, OR OTHERWISE IN CONNECTION WITH THIS AGREEMENT, REGARDLESS OF WHETHER PROVIDER OR ANY OF ITS PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. Thank you for bidding in our auction!

It's the Dog Days of Summer. Too darn hot to be outside! Unless you have an ocean, lake, river or pool to fall into; you might as well be taking advantage of other people on vacation and add to your coin collection.