d Group, Inc. reserves the right to sell to the next highest qualified Bidder in the event the successful high Bidder does not comply with the terms of the sale. By bidding on the property, the Buyer agrees to all terms and conditions set forth. The contract is required to be fully and correctly completed, without any modifications and properly signed. A contract that is incomplete, incorrect, or modified in any respect, is considered to be in default. By registering and placing a bid, you agree that if you a Non-Paying Bidder, The Swicegood Group, Inc. has the right to charge your credit card for the amount equal to the five percent (5%) earnest money deposit, which shall be non-refundable. Auction Cancellation – Bid Rejection: The Swicegood Group, Inc. reserves the right to reject any and all bids for any reason. The Swicegood Group, Inc. reserves the right to cancel this auction, or remove any item or lot from this auction prior to the close of bidding even if a bid has been placed unless the auction is advertised Without Reserve. Confirmation: All bids are subject to Seller confirmation unless the auction is advertised Without Reserve. Deed: As specified in the Auction Purchase Contract. Possession: Possession delivered at closing. Real Estate Taxes and Closing Cost: Taxes will be prorated to the day of closing using the most current available year’s tax amount. HOA fees and condominium assessments, if any, will be prorated up to the date of closing. The purchaser will pay all other closing costs associated with the purchaser’s side of the sale, including local and state recording fees. Easements & Zoning: Subject to any and all easements recorded or unrecorded. Acreage & Aerial Photos: Parcel dimensions and acreages are based on legal descriptions. Aerial photos are for illustration purposes only and not surveyed boundary lines. Bidder Responsibilities: Bidder responsibilities include but are not limited to the following: Bidders agree to keep their username and password confidential, as they are responsible for ANY and ALL activity involving their account. When using the website, you must obey any and all local, state, and federal laws. Violations will result in the termination of website use privileges. The Swicegood Group, Inc. gathers aggregate information from the website, which may include but is not limited to, the number of page visitors, most visited pages, and any and all correspondence. Bidder agrees that email addresses provided for correspondence during the auction and possibly future auction announcements. Guaranty Agreement: By submitting a bid in the name of a business entity or corporation, the individual submitting the bid enters into a guaranty agreement whereby he or she personally guarantees payment in full to The Swicegood Group, Inc. as fiduciary. Age Requirement: All Bidders must be eighteen (18) years of age or older.