Axelson, Williamowsky, Bender & Fishman, P.C.

                                                Attorneys and Counselors at Law

                                                    1401 Rockville Pike, Suite 650

                                                            Rockville, MD  20852

                                                     TELEPHONE (301) 738-7657

                                                    TELECOPIER (301) 424-0124

SUBSTITUTE TRUSTEES' SALE  of valuable Improved real estate Improved by premises known as 711 HILL TOP DRIVE, CUMBERLAND MD 21502

          By virtue of the power and authority contained in a Deed of Trust from DOROTHY E. NINES and STACEY L. RICE,  dated NOVEMBER 22, 2017 and recorded in Liber 2353 at Folio 21  among the land records of   ALLEGANY COUNTY, Maryland, upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse door, 30 Washington Street, Cumberland,  Maryland on Thursday, November 12, 2020 at 1:00 p.m. all that property described in said Deed of Trust as follows:

ALL THAT LOT OR PARCEL OF GROUND SITUATED ON HILL TOP DRIVE IN THE CITY OF CUMBERLAND, ALLEGANY COUNTY, MARYLAND, KNOWN AND DESIGNATED AS LOT NO. 10 OF BLOCK 10 IN CUMBERLAND HEIGHTS ADDITION TO CUMBERLAND, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS TO-WIT:

BEGINNING FOR THE SAME AT A POINT ON THE NORTHWESTERLY SIDE OF HILL TOP DRIVE AT THE END OF THE FIRST LINE OF LOT NO. 9, BLOCK 10 IN SAID ADDITION, AND RUNNING THENCE WITH SAID HILL TOP DRIVE BY A CURVE TO THE LEFT OF 18 DEGREES 16 MINUTES 20 SECONDS FOR A CHORD DISTANCE OF 35.78 FEET; THENCE WITH THE RADIUS OF SAID CURVE EXTENDED, NORTH 75 DEGREES 46 MINUTES WEST 105 FEET TO AN ALLEY; AND WITH IT BY A CURVE TO THE RIGHT OF 13 DEGREES 40 MINUTES 40 SECONDS FOR A CHORD DISTANCE OF 47.48 FEET TO THE END OF THE SECOND LINE OF SAID LOT NO. 9, BLOCK 10; THENCE REVERSING SAID SECOND LINE, SOUTH 69 DEGREES 14 MINUTES EAST 105 FEET TO THE PLACE OF BEGINNING.

COMMONLY KNOWN AS:  711 HILL TOP DRIVE, CUMBERLAND, MD 21502

PARCEL ID:  04-006291

Said property is improved by A Dwelling and Is SOLD IN "AS IS CONDITION"

TERMS OF SALE:  A deposit of   $8,000.00     in the form of cash, certified check, or in any other form suitable to the substitute Trustees in their sole discretion, shall be required at the time of sale.  The balance of the purchase price with interest at 5.00%    per annum from the date of sale to the date of payment will be paid within ten days after the final ratification of the sale.

            Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. 

            Front Foot Benefit charges are to be adjusted for the current year to date of sale and assumed thereafter by the purchaser.  Title examination, conveyancing, state revenue stamps, transfer taxes and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the property will be resold at the risk and cost of the defaulting purchaser.  The purchaser agrees to pay the Substitute Trustees fees  plus all costs incurred if the Substitute Trustee have filed the appropriate pleadings with the Court to resell the property. Purchaser waives personal service of any paper filed with the court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by purchaser at the time of the sale.  Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office.  It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustee and all expenses of this sale (including attorney fees or full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit.  In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property.  

            In the Event this property is sold and for any reason the sale is not ratified the liability of the Substitute Trustees shall be limited to a refund of the deposit.  Upon refund of the deposit the purchaser shall have no further claim against the Substitute Trustees either at law or in equity.

JEREMY K. FISHMAN, SAMUEL D.  WILLIAMOWSKY, and ERICA T. DAVIS, SUBSTITUTE TRUSTEES,  by virtue of instrument recorded among the land

                                                            records of  ALLEGANY County, Maryland.

                                                            Brenda DiMarco, Auctioneer

                                                                                                                                                14804 Main Street 

                                                            Upper Marlboro, MD 20772

                                                            Phone#: 301-627-1002

                                                            Auctioneer's Number #A00116