Maryland Independent Dates of Publication: 2/19; 2/26; 3/4 

Axelson, Williamowsky, Bender & Fishman, P.C. 

ATTORNEYS AND COUNSELORS AT LAW 1401 Rockville Pike, Suite 650 

Rockville, MD 20852 TELEPHONE (301) 738-7657 

TELECOPIER (301) 424-0124 SUBSTITUTE TRUSTEES' SALE of valuable Improved real estate Improved by premises known as 10742 Esprit Place, White Plains, MD 20695 

By virtue of the power and authority contained in a Deed of Trust from DAVID L. HARDING and KAREN R. HARDING, dated April 18, 2007 and recorded in Liber 6314 at Folio 393 among the land records of CHARLES COUNTY, Maryland, upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse door, 200 Charles Street, LaPlata, Maryland on Friday, March 6, 2020 at 3:00 p.m. all that property described in said Deed of Trust as follows: Lot numbered one hundred fourteen (114), in the subdivision known as "Plat One, Section Two, Phase One, Southwinds", as per plat recorded among the Land Records of Charles County Maryland in Plat Book 49, Page 120. Being in the 6th Election District of said County. And being part of that Land and Improvements conveyed to Grantor by Deed Dated October 22, 1993 recorded November 1, 1993 in Liber 1864 Folio 312. 

Said property is improved by A Dwelling and Is SOLD IN "AS IS CONDITION" 

TERMS OF SALE: A deposit of $19,000.00 in the form of cash, certified check, or in any other form suitable to the substitute Trustees in their sole discretion, shall be required at the time of sale. The balance of the purchase price with interest at 4.250% per annum from the date of sale to the date of payment will be paid within ten days after the final ratification of the sale. 

Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. 

Front Foot Benefit charges are to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the property will be resold at the risk and cost of the defaulting purchaser. The purchaser agrees to pay the Substitute Trustees fees plus all costs incurred if the Substitute Trustee have filed the appropriate pleadings with the Court to resell the property. Purchaser waives personal service of any paper filed with the court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustee and all expenses of this sale (including attorney fees or full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. 

In the Event this property is sold and for any reason the sale is not ratified the liability of the Substitute Trustees shall be limited to a refund of the deposit. Upon refund of the deposit the purchaser shall have no further claim against the Substitute Trustees either at law or in equity. 

JEREMY K. FISHMAN, SAMUEL D. WILLIAMOWSKY, and ERICA T. DAVIS, SUBSTITUTE TRUSTEES, by virtue of instrument recorded among the land 

records of CHARLES County, Maryland. Brenda DiMarco, Auctioneer 14804 Main Street Upper Marlboro, MD 20772 Phone#: 301-627-1002 Auctioneer's Number #A00116