TERMS FOR AUCTION OF PERSONAL PROPERTY Note: This is a cataloged sale and lots will be sold in catalog order. 1. Purchases are guaranteed funds only: cash or wire transfer only. Charge-backs Prohibited: Bidder agrees that if paying by credit card they shall not attempt a charge-back for any reason whatsoever. You agree that you will accept all charges placed on the credit card associated with your account, and you agree that you will not chargeback any amount that the Auctioneer charges to your credit card. You agree that this provision applies equally to amounts charged in connection with any items you have won. 2. All lots are sold subject to New York State Sales Tax unless bidder has filled out a NEW YORK SALES TAX EXEMPTION CERTIFICATE and has such certificate on file with the Auctioneer. 3. If the Auctioneer determines that any bid is not commensurate with the value of the article offered, he may reject the same and withdraw the item from the auction. If, having acknowledged an opening bid, he decides that an advance is not sufficient, he may reject the advance. The Auctioneer reserves the right to bid on behalf of Buyers/Seller/Secured parties. 4. Ownership title passes upon the fall of the Auctioneer's gavel, and thereafter the property is at the risk of the buyer, and neither the seller nor the auctioneer shall be responsible for loss or damage. 5. Every item is sold "as-is, with all faults." Neither the Auctioneer nor the Seller makes any warranties or representations of any kind or nature with respect to said property. All sales are final. Catalog descriptions are for simple identification purposes only; no representations are made as to authenticity, age, origin or value. The Buyer relies solely on his/her own inspection and judgment when bidding. 6. All purchases by attendees shall be paid in full by date stated in each lot, and removed the date stated in each lot. Any items not removed by dated stated shall be deemed abandoned by bidder and shall be disposed of at bidder's expense without recourse. (Exceptions: Absentee Bids and Phone Bids—See Respective Terms.) 7. Purchasers are responsible for all costs involved with removal of their purchases and any and all damages incurred during removal of purchases. Shipping is considered a form of pickup. Shipping costs are non-refundable. 8. 18% BUYER'S PREMIUM shall be added to the top bid to become part of the purchase price. BUYER'S PREMIUM DEFINITION: The Buyer's Premium is that portion of the commission(s) which is being paid by the buyer. It is clearly understood and agreed by both the buyer and the Seller that the Auctioneer and Broker represent the Seller only. 9. The highest approved bidder is determined to be the buyer. In all cases of disputed bids, the property shall be resold, but the Auctioneer will use his judgment as to the good faith of all claims, and his decision is final. 10. All bidders are required to register and give full identification prior to the beginning of the auction and are required to use the number issued them when identifying themselves as the successful bidder. 11. Should a dispute arise after the auction, the Auctioneer's records shall be conclusive in all respects. 12. This is a privately owned and operated auction. We reserve the right to refuse admittance to any person(s). No transfer shall be recognized from one buyer to another. 13. Bidder agrees to pay any and all charges and expenses incurred by reason of any breach of Terms