Who May Attend This Auction This is a PUBLIC ONLINE AUCTION and everyone is invited to register, bid and buy in this auction. There is no cost to register and bid. All bidders are required to enter a valid credit card to register. We do NOT automatically charge your credit card so please be prepared to pay for your items when you pick them up. Online Auction: This is an ONLINE ONLY auction. No bidding will be done on site. Bidder Registration: In order for us to have enough time to conduct authorizations, it is encouraged that your register and bid early. Waiting till the last minute to register and or become comfortable with the system could negatively affect your bidding. We encourage you to register at least 24 hours in advance of the auction. In order to better serve our customers, all bidders must provide their name, address, daytime phone number or cell number, credit card information and email address at which they can be contacted. This is to insure good communication between MRA and the bidder throughout any transactions. Each bidder's identity will be verified. Bidding rights are provisional, and if complete verification is not possible, MRA may reject the registration, and bidding activity will be terminated. Bidding Procedures: On-line auctions move quickly! One item closes every few seconds. If you are interested in bidding, bid quickly, especially at the close of the bidding time. The bidding software will notify bidders by email when they have been outbid. Bidders may also find out if they have been outbid by refreshing the individual lot information or the entire screen. Due to varying internet connections speed, please place a maximum or "MAX" bid or constantly monitor the auction at close of bidding. Email notifications can be delayed. If you win you will be notified by email. It is recommended that you watch the auction at the extended bidding time session to make sure you are the high bidder. By placing a bid, you acknowledge that your bid is a legally binding offer to purchase the item property being auctioned. Times shall be of the essence. MRA reserves the right to update, lower bids, withdraw bids or re-catalog items in this auction. Winning high bidders are notified by email when all items in the auction have closed. Bidders are responsible for checking their email to receive notification that they have won a lot(s). Auction company employees and/or Auction Company may bid on auction for absentee bidders or at the direction of interested and approved bidders who refuse to create an online account but desire to bid at the auction. Auction company employees may bid on auction items for personal consumption. Staggered Close: Once the auction closes the first lot, each lot will close in order every 20 seconds. Extended Bidding: This auction features EXTENDED BIDDING. Any lot that receives a bid within 2 minutes of its Scheduled Closing Time will automatically have the clock extended on that lot for an addition 2 minutes and that lot shall remain open for bids past its normal close. The extension provision for that lot will continue until there is no additional bidding for 60 seconds. Maximum or "MAX" Bids: Internet bidders who desire to make certain their bids are acknowledged should use the internet bidding feature and leave their maximum bid. When you bid your max, the current bid price does not automatically go to your max bid. There must be another bid to increase the current price and the computer will automatically bid up to your max in the preset bid increments. Max bids are taken in the order of date and time placed. Buyer's Premium: A buyer's premium of twelve percent (12%) will be added to the high bid to determine the total price to be paid. No Warranties: All auction properties are sold in "as is, where is" condition. Seller makes no warranty as to the condition or the specific usefulness of any item sold. There are no refunds or exchanges. Inspection: All items must be inspected must be made prior to the auction date. Inspection Dates are published on our website. Please do not bid on any property until you have thoroughly inspected the property. Invoices: Winning bidders are notified by email when all items in the auction have closed. Bidders are responsible for checking their email to receive notification that they have won a lot(s). You may need to check your Junk folder on your email since you are receiving an email with an attachment. Payments: Payments must be made when you pick up your items and all payment must be in the form of cash, cashier's check or bank wire ONLY. No checks or credit cards may be used. All items must be paid for in full when you pick up your item. You will receive an email with the list of items that you won in the bidding. IMPORTANT Loading Out: Be sure to look at the load out times and do not bid if you cannot pick up your items during the posted day/times. Titles: All of these lots have encumbered titles. Please allow three weeks for your title to arrive at our office. Keys: You will receive the keys to the vehicle immediately upon payment. Shipping: No items in this auction may be shipped. Items Not Picked Up: Any item not picked up on the day(s) established for removal, your credit card will automatically be charged for the invoice amount plus any applicable storage handling fees. If your credit card will not process and you refuse to honor your bid, you will be blocked from the system. If you are unable to make the removal dates, please inform us at 901-565-7770 and we will work with you if possible. However, this auction has strict removal dates. If you do not pick up items or make payments up to date on merchandise, you will be banned from any future auctions. If any Items are paid for but not removed from the auction location within the established removal time, Morris Realty & Auction has no further obligations to the purchaser who did not meet the removal terms. Items are left at the discretion of the winning buyer/purchaser and Morris Realty & Auction bears no responsibility to items remaining at the location after specified removal dates. Disclaimer: Morris Realty & Auction has attempted to provide accurate descriptions of all items, however, it is the bidder's responsibility to determine the condition and suitability of each lot. Printed statements or descriptions by Morris Realty & Auction's staff are provided in good faith and are matters of opinion. All lots sell as is, with all faults. Morris Realty & Auction and the seller do not give or make any type of guarantee or warranty regarding the lots to be sold, implied or otherwise. Technology: Morris Realty & Auction is not responsible for any technical problems that you experience while bidding that are beyond our control such as Internet connection or computer. Sales Tax: No sales tax will be charged for this auction. Debt Collection and Interest Charges: The buyer agrees to pay all reasonable attorney fees and other costs incurred by Morris Realty & Auction in its efforts to collect unpaid funds from the buyer. The buyer agrees that a fee of 2% of the outstanding balance per month be added to any unpaid balance due Morris Realty & Auction. Any debt collection or dispute proceedings will be heard in Shelby County, Tennessee. Bidder Information and Security: All registration information the bidder provides to Morris Realty & Auction shall be current, complete, and accurate. All bidders are responsible for any bids placed under their bidding numbers and passwords. The security of bidder information is the responsibility of the bidder. Bidders must notify Morris Realty & Auction if they believe that their bidder number and password have been compromised believed to be correct but not guaranteed.

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