Axelson, Williamowsky, Bender & Fishman, P.C.

                                                Attorneys and Counselors at Law

                                                    1401 Rockville Pike, Suite 650

                                                            Rockville, MD  20852

                                                     TELEPHONE (301) 738-7657

                                                    TELECOPIER (301) 424-0124

SUBSTITUTE TRUSTEES' SALE of valuable Improved real estate Improved by premises known as 709 Marshall Street, Hagerstown, MD 21740

          By virtue of the power and authority contained in a Deed of Trust from SHEILA ROWLEY,  dated October 11, 2018 and recorded in Liber 5862 at Folio 209  among the land records of   WASHINGTON COUNTY, Maryland, upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse door, 24 Summit Avenue, Hagerstown,  Maryland on Thursday,  December 8, 2022 at 12:10 p.m.  all that property described in said Deed of Trust as follows:

ALL THAT PARCEL OF GROUND TOGETHER WITH THE IMPROVEMENTS THEREON, SITUATE ON THE SOUTH SIDE OF MARSHALL STREET ABOUT 72 FEET WEST OF LINGANORE AVENUE, IN HAGERSTOWN, WASHINGTON COUNTY, MARYLAND, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT A STAKE AT A POINT ON THE SOUTH MARGINAL LINT OF MARSHALL STREET, SAID POINT BEING 80.8 FEET WEST OF THE WEST CURB LINE OF LINGANORE AVENUE AND 9.3 FEET SOUTH OF THE SOUTH CURB LINE OF MARSHALL STREET; THENCE USING THIS POINT AS A STARTING POINT, THENCE SOUTH 48 DEGREES 26 MINUTES WEST 75 FEET TO A STAKE, SAID LINE BEING PARALLEL WITH LINGANORE AVENUE, THENCE BY A LINE AT RIGHT ANGLES TO THIS LAST LINE AND LINGANORE AVENUE NORTH 41 DEGREES 34 MINUTES WEST 69.6 FEET TO THE EAST MARGINAL LINE OF PUBLIC ALLEY, THENCE NORTH 48 DEGREES 26 MINUTES EAST 75 FEET, WHICH LINE IS PARALLEL TO THE FIRST TIME OF THIS DESCRIPTION AND AT RIGHT ANGLES TO THE SECOND LINE TO A POINT ON THE SOUTH MARGINAL LINE OF MARSHALL STREET, SAID POINT BEING 9.3 FEET FROM THE SOUTH CURB LINE OF MARSHALL STREET AND 150.04 FEET, MOM OR LESS, FROM THE WEST CURB LINE OF LINGANORE AVENUE, THENCE BY A. LINE PARALLEL WITH MARSHALL STREET SOUTH 41 DEGREES 34 MINUTES EAST 69.6 FEET TO THE PLACE OF BEGINNING.

BEING THE SAME PROPERTY AS CONVEYED TO SHEILA ROWLEY, A MARRIED PERSON, AS SOLE AND SEPARATE PROPERTY FROM ARNS INC., A SUBSIDIARY OF ALTISOURCE RESIDENTIAL, L.P. BY ITS ATTORNEY-IN-FACT, ALTISOURCE SOLUTIONS, INC. A DELAWARE CORP. BY THAT DEED DATED 07/19/2016 AND RECORDED 09/15/2016 IN BOOK/PAGE : 5323/419 IN THE WASHINGTON COUNTY RECORDS.

Said property is improved by A Dwelling and Is SOLD IN "AS IS CONDITION"

TERMS OF SALE:  A deposit of   $7,000.00     in the form of cash, certified check, or in any other form suitable to the substitute Trustees in their sole discretion, shall be required at the time of sale.  The balance of the purchase price with interest at 4.625%    per annum from the date of sale to the date of payment will be paid within ten days after the final ratification of the sale.

            Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. 

            Front Foot Benefit charges are to be adjusted for the current year to date of sale and assumed thereafter by the purchaser.  Title examination, conveyancing, state revenue stamps, transfer taxes and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the property will be resold at the risk and cost of the defaulting purchaser.  The purchaser agrees to pay the Substitute Trustees fees  plus all costs incurred if the Substitute Trustee have filed the appropriate pleadings with the Court to resell the property. Purchaser waives personal service of any paper filed with the court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by purchaser at the time of the sale.  Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office.  It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustee and all expenses of this sale (including attorney fees or full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit.  In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property.  

            In the Event this property is sold and for any reason the sale is not ratified the liability of the Substitute Trustees shall be limited to a refund of the deposit.  Upon refund of the deposit the purchaser shall have no further claim against the Substitute Trustees either at law or in equity.

JEREMY K. FISHMAN, SAMUEL D.  WILLIAMOWSKY, and ERICA T. DAVIS, SUBSTITUTE TRUSTEES,  by virtue of instrument recorded among the land

                                                            records of  WASHINGTON County, Maryland.

                                                            Brenda DiMarco, Auctioneer

                                                                                                                                                14804 Main Street 

                                                            Upper Marlboro, MD 20772

                                                            Phone#: 301-627-1002

                                                            Auctioneer's Number #A00116