Phyllis Miller Estate Auction 1200 Green Ave, Effingham, IL 62401 Just north of Effingham close to Heartland Green House Personal Property Auction 1:00PM Sunday Nov 20th 1:00PM LOAD OUT/PICK-UP: Monday Nov 21st 1:30Pm 5:30pm THIS IS AN INTERNET ONLY AUCTION: All items sell as is, where is with all faults or flaws. Items sell with no warranty stated or implied No viewing on personal property (when we sell the real estate there will be an open house) STAGGERED/DYNAMIC CLOSING: An item will begin to close Sunday Nov 20th, 1:00 PM Central time and an item will close every 15 seconds after. The closing time of each lot will be automatically extended an additional 2 minutes whenever a bid is placed within the last 2 minutes of the lot closing. IF A PERSON WANTS THEIR CREDIT CARD CHARGED, PLEASE EMAIL AUCTION COMPANY! Example on bidding. If a person puts a bid of $1000.00 and the 2nd place bidder places a bid $800. It will raise the person with the high bid to $825.00. It will not automatically take a person to the highest bid they have submitted. AGE REQUIREMENT: All bidders must be at least 18 years of age to purchase. 10% buyer premium on all items. Bid Increments: $1.00 to $100.00 is 1$. $101 to $1000.00 is $10. $1001.00 to $10,000.00 is $25.00. $10,001 and up is $100.00 Example on bidding. If a person puts a bid of $100.00 and the 2nd place bidder places a bid $50. It will raise the person with the high bid to $51.00. It will not automatically take a person to the highest bid they have submitted. AGE REQUIREMENT: All bidders must be at least 18 years of age to purchase. Any items with alcohol buyers must be 21 years old. BUYER'S PREMIUM: a 10% buyer's premium will be added to each purchase. Example: If you bid $100.00, you will be charged $110.00 at check out. PAYMENT: Accepted forms of payment include Visa, MasterCard, Discover (with a 3.5% convenience fee), personal check with proper ID, wire transfer & cash.

STAGGERED/DYNAMIC CLOSING: An item will begin to close Sunday Nov 20th, 1:00 PM Central time and an item will close every 15 seconds after. The closing time of each lot will be automatically extended an additional 2 minutes whenever a bid is placed within the last 2 minutes of the lot closing.