Axelson, Williamowsky, Bender & Fishman, P.C.

                                                   Attorneys and Counselors at Law

                                                        1401 Rockville Pike, Suite 650

                                                              Rockville, MD  20852

                                                        TELEPHONE (301) 738-7657

                                                        TELECOPIER (301) 424-0124

SUBSTITUTE TRUSTEES' SALE of valuable Improved real estate Improved by premises known as 112 S. CANNON AVENUE, HAGERSTOWN, MD 21740

            By virtue of the power and authority contained in a Deed of Trust from KAREN L. NAPOLITANO,  dated January 30, 2015 and recorded in Liber 4908 at Folio 0220  among the land records of   WASHINGTON COUNTY, Maryland, upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse door, 24 Summit Avenue,Hagerstown,  Maryland on Thursday, August 18, 2022 at 1:00 p.m. all that property described in said Deed of Trust as follows:

All that certain lot or parcel of land situate in the County of Washington, State of Maryland, and being more particularly described as follows:

ALL THE PROPERTY SITUATE IN WASHINGTON COUNTY, MARYLAND, IN THE 17th ELECTION DISTRICT described as follows:

BEGINNING for the outline thereof, at a stone on the east marginal line of Cannon Avenue, being the end of the third line of a deed from Joshua Thomas and wife, Mary Wolf and others, dated the 29th of June, 1988, recorded in Liber 92 folio 282, one of the Land Records of Washington County, Maryland and reversing said line south 84 degrees east 152 feet to a proposed alley; thence along the west side of said proposed alley north 4 1/2 degrees east 27 feet, more or less, to the land of Mark D. Grove; thence with a straight line and along the lands of Mark D. Grove in a westwardly direction a distance of 152 feet, more or less, to the east marginal line of said Cannon Avenue, 27 feet north of the place of beginning, thence along the east marginal line of said Cannon Avenue in a southwestwardly direction a distance of 27 feet, more or less, to the place of beginning, fronting on the east side of Cannon Avenue a distance of 27 feet, with  a depth of 152 feet, more or less, to an alley (proposed).

THE FOLLOWING INFORMATION IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY:

TAX MAP REFERENCE # 17-015028

PROPERTY STREET ADDRESS:  112 South Cannon Avenue, Hagerstown, MD 21740

Said property is improved by A Dwelling and Is SOLD IN "AS IS CONDITION"

TERMS OF SALE:  A deposit of   $12,000.00     in the form of cash, certified check, or in any other form suitable to the substitute Trustees in their sole discretion, shall be required at the time of sale.  The balance of the purchase price with interest at 4.125%    per annum from the date of sale to the date of payment will be paid within ten days after the final ratification of the sale.

            Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. 

            Front Foot Benefit charges are to be adjusted for the current year to date of sale and assumed thereafter by the purchaser.  Title examination, conveyancing, state revenue stamps, transfer taxes and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the property will be resold at the risk and cost of the defaulting purchaser.  The purchaser agrees to pay the Substitute Trustees fees  plus all costs incurred if the Substitute Trustee have filed the appropriate pleadings with the Court to resell the property. Purchaser waives personal service of any paper filed with the court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by purchaser at the time of the sale.  Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office.  It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustee and all expenses of this sale (including attorney fees or full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit.  In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property.  

            In the Event this property is sold and for any reason the sale is not ratified the liability of the Substitute Trustees shall be limited to a refund of the deposit.  Upon refund of the deposit the purchaser shall have no further claim against the Substitute Trustees either at law or in equity.

JEREMY K. FISHMAN, SAMUEL D.  WILLIAMOWSKY, and ERICA T. DAVIS, SUBSTITUTE TRUSTEES,  by virtue of instrument recorded among the land

                                                            records of  WASHINGTON County, Maryland.

                                                            Brenda DiMarco, Auctioneer

                                                                                                                                    14804 Main Street        

                                                            Upper Marlboro, MD 20772

                                                            Phone#: 301-627-1002

                                                            Auctioneer's Number #A00116