AXELSON, WILLIAMOWSKY, BENDER AND FISHMAN, P.C., ATTORNEYS

1401 ROCKVILLE PIKE, SUITE 650

ROCKVILLE, MARYLAND 20852

SUBSTITUTE TRUSTEES’ SALE OF

VALUABLE LEASEHOLD PROPERTY

3222 DUDLEY AVENUE

BALTIMORE, MD 21213

By virtue of the power of sale contained in a Deed of Trust from Betty J. Knox to Wm. Scott Lucas, Trustee, dated June 28, 2000 and recorded July 13, 2000, among the Land Records of Baltimore City, Maryland in Liber 0530, Folio 258, the holder of the indebtedness secured by said Deed of Trust having appointed Jeremy K. Fishman, Samuel D. Williamowsky and Erica T. Davis, Substitute Trustees for the purpose of foreclosure, default having occurred under the terms thereof and at the request of the party secured thereby, the undersigned Substitute Trustees will offer for sale at public auction on the front steps of the Circuit Court for Baltimore City, 100 N. Calvert Street, Baltimore City, Maryland 21202, on:

WEDNESDAY, NOVEMBER 17, 2021 AT 10:35 A.M.

ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS thereon situate and lying in Baltimore City, Maryland and more fully described in the aforesaid Deed of Trust.  A copy of the legal description may be obtained from the Substitute Trustees.

The property will be sold subject to the payment of an annual ground rent of $96.00, payable semi-annually on the 21^st of May and November, each year.

The property is believed to be improved by a residential dwelling.

TERMS OF SALE: A deposit of $5,000.00 in cash or certified funds, or in any other form suitable to the Substitute Trustee in their sole discretion, will be required at time of sale. Balance due in cash or certified funds within twenty (20) days following final ratification of the sale. Interest is to be paid on the unpaid purchase price at the rate of 9.00% per annum from day of sale to date of settlement. Time is of the essence for the purchaser(s), otherwise, the deposit shall be forfeited and the Property resold at the risk and expense of the defaulting purchaser. If the Substitute Trustees are unable to convey title, the purchaser's sole remedy in law and in equity shall be limited to a refund of the deposit. Taxes, ground rent, water rent and all other public charges and assessments, payable on an annual basis, including special paving taxes and/or metropolitan district charges, if any, shall be adjusted to date of Auction Sale and assumed thereafter by the purchaser. The purchaser agrees to pay the Substitute Trustees’ fees plus all costs incurred if the Substitute Trustees have filed the appropriate pleadings with the Court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by purchaser at the time of the sale.  Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office.  It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustees and all expenses of this sale (including attorney fees or full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit.  In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. In the event settlement is delayed for any reason, there shall be no abatement of interest.  The purchaser is responsible for any amount in excess of $500.00 of outstanding water bills, if any, incurred prior to the date of sale.  In the event this property is sold and for any reason the sale is not ratified the liability of the Substitute Trustees shall be limited to a refund of the deposit.  Upon refund of the deposit the purchaser shall have no further claim against the Substitute Trustees either at law or in equity. The Property shall be sold in an "AS IS" condition.  In the event this property is subject to a ground rent, buyer agrees to the leasehold purchase subject to the ground rent with no adjustment in the purchase price.  Purchaser assumes risk of loss immediately.  The Substitute Trustees, Auctioneer and Secured Party do not make any representations or warranties with respect to the accuracy of this information.

Jeremy K. Fishman, Samuel D. Williamowsky and Erica T. Davis, Substitute Trustees