TERMS OF SALE: A bidder’s deposit of $50,000.00 will be required at time of sale by certified funds or cashier’s check, except for a bidder on behalf of the Noteholder or an affiliate.  Risk of loss on purchaser from date and time of auction. Settlement is to occur within fifteen (15) days from date of sale, with the balance to be paid at settlement.  Additional terms may be announced at time of sale.  Pursuant to the Fair Debt Collection Practices Act, we advise you this communication is from a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.