TERMS OF SALE: A Ten percent (10%) buyer’s premium will be added to the high bid for the property. The high bidder shall pay 20% of its bid in hand on the day of sale (the "Good Faith Deposit"), with the balance to be paid in cash at closing within 14 days after the date of sale. The property will be sold “AS IS, WHERE IS,” in its present condition and with all faults and defects, if any. The property will be conveyed by deed with no covenants of warranty of title. The property shall be sold subject to all liens not discharged by the sale, including, without limitation, liens for real estate taxes, incinerator, sanitary and sewer charges and liens with priority to the Deed of Trust pursuant to which this sale is being conducted. The property shall be sold subject to all covenants, restrictions, easements, rights of way and reservations which may be a matter of record in the aforesaid Clerk’s office or visible upon the ground. The purchaser at the sale shall be responsible for paying the recording costs and also the tax on the privilege of transferring real property (the cost of the tax stamps to be affixed to the deed). The Successor Trustees and Ohio Valley Bank. shall not be responsible for the removal of any person or personal property from the properties. Additional terms and conditions shall be announced at the sale. Pursuant to the Deed of Trust, the Successor Trustees may postpone the sale by public announcement at the time and place designated and act by agent in the execution of the sale. The parties secured by the Deed of Trust reserve the right to purchase the Premises at such sale. AGENCY DISCLOSURE: Joe R. Pyle Auction and Realty Service is acting as Auctioneer for the substitute trustee only. DISCLAIMER: All information regarding the description of this property is derived from sources deemed reliable but not warranted. Information is believed to be correct to the best of auctioneer’s knowledge but is subject to inspection and verification by all parties relying on it. Substitute trustee, their representatives and auctioneer shall not be liable for inaccuracies, errors, or omissions. Any references to acreage, unless otherwise noted, are derived from public record and are not warranted. Buyers are responsible for conducting their own research prior to bidding. BUYER/BROKER INFORMATION: Commission will be paid to any properly licensed buyer's broker who registers a successful buyer according to the Broker Participation Guidelines. Broker registration forms are available on our website or from the company office. Broker must be registered 24 hours prior to Auction. Brokers/Agents are not entitled to a commission if they are the purchaser. JOE R. PYLE COMPLETE AUCTION & REALTY SERVICE Joe R. Pyle, Broker (888) 875-1599 5546 Benedum Drive Shinnston West Virginia 26431 www.joerpyleauctions.com Joe R Pyle WV212 Charlotte Pyle WV2174 Alan Heldreth WV2224 Jordan Kiger WV2246 Bob Stewart, Jr WV825 Bob Stewart, III WV1292 Todd Short WV1649 Tia Wolski WV 2351 Joe Panico WV 2353 Ethan Moore WV 2354 Taylor Ramsey WV2352 Joe Panico WV WV2353 Nick Dawkins WV2410A