PAYMENT We accept MasterCard, Visa, American Express, and Discover credit cards as well as debit cards. We highly recommend that you call your bank to check or raise your daily spending limit, as most debit cards have a set daily spending limit of $2,000 or less. We also accept both business and personal checks that get approved by Telecheck, a check guarantee company that we utilize. Whomever signs the check will need to present their driver's license to verify their identity. Please keep in mind that the funds will be electronically debited from your account that date and not at a later date. We also accept cash. We strongly encourage you to bring a back-up form of payment. 7% Buyers Premium in effect as well as local sales tax. BUYER'S PREMIUM A Buyer's Premium is a tool auctioneers use to help defray the cost of the auction onto those who benefit most: you, the buyer. Without it, the sellers would not be selling their property today at public auction. As a bidder, plan on a "top price" that you are willing to pay for the item and then stay 7% below that. For example, if you want to purchase a door from us but do not want to spend more than $100 you should stop bidding at $90. This way, when you check out, your price for the door will be $96.30 ($90 plus 7%) and you will not exceed your budget target of $100. Do not forgot about local sales tax, as well. PICK-UP All items purchased must be paid in full the day of the auction. At no point will unpaid merchandise be allowed to leave the building. A Paid In Full receipt is required to remove any item from the premises. Once an item has been checked out with our cashiers, customers may hand carry items to their vehicle. If larger items have been purchased in which a customer may need assistance, forklift operators are available. However, at no time during the sale are forklifts or other vehicles permitted to run inside the auction building. There will also be a limited amount of pallet jacks and carts available although there will be a very high demand for them. You are most certainly encouraged to bring your own carts. Make sure, also, to bring plenty of help with you to carry your purchases. At no time will our employees be available to hand carry your merchandise. Saturday Auctions: Loading will take place up to 2 hours after the last item is sold on the day of the auction and between 8 am and 10 am the Sunday following each sale. Everything must be removed by 10 am the Sunday after the auction! Tuesday North Lima Auctions: Loading will take place up to 2 hours after the last item is sold on the day of the auction as well as between 9-4 on the following Wednesday and Thursday. There is NO Friday pickup. Everything must be removed by 4 pm the Thursday after the auction!