GENERAL PAYMENT TERMS 1. U.S. CURRENCY ONLY. WE NO LONGER ACCEPT BIDS FROM INTERNATIONAL BUYERS. 2. THE ONLINE BIDDER'S PREMIUM IS 18% REGARDLESS OF CARD OR CASH PAYMENT. 3. THE BIDDER'S PREMIUM FOR THE LIVE AUCTION IS 10% FOR CASH, 13% FOR CARD. 4. AN 8.25% NEVADA STATE TAX WILL BE CHARGED WHEN APPLICABLE. 5. ALL ONLINE WINNING BIDDERS WILL RECEIVE AN INVOICE IMMEDIATELY FOLLOWING THE AUCTION, OR WITHIN 2 DAYS, DEPENDING UPON CLOSE DATE. YOUR CREDIT CARD WILL BE AUTOMATICALLY BILLED. PLEASE BE SURE YOU HAVE ENOUGH FUNDS AVAILABLE ON THE CARD YOU REGISTER WITH. CASH IS NOT AN OPTION FOR ONLINE BIDDERS AND THE BIDDER'S PREMIUM IS 18%. YOUR CARD WILL BE BILLED AGAIN FOR SHIPPING/HANDLING/INSURANCE COSTS IF WE ARE SHIPPING ITEMS TO YOU. 6. IF YOUR CARD IS DECLINED, YOU WILL BE CHARGED A $35 NON-REFUNDABLE FEE AND YOUR BIDDING PRIVILEGES MAY BE REVOKED. 7. SEE ADDITIONAL TERMS BELOW. ************************************************************************************************************* ADDITIONAL TERMS 1. ALL ITEMS ARE SOLD "AS IS". 2. DO NOT CONSPIRE WITH OTHER CUSTOMERS TO DRIVE PRICES DOWN AT AUCTION. IT'S ILLEGAL AND WILL NOT BE TOLERATED. 3. DO NOT SELL OR BUY ANY PRIVATE PARTY MERCHANDISE ON AUCTION PROPERTY - INSIDE OR OUT IN THE PARKING LOT. 4. YOU MUST PAY YOUR AUCTION BILL IN FULL ON SUNDAY OR YOU MAY BE CHARGED A $100 DEPOSIT AT THE NEXT AUCTION. 5. AUCTION PURCHASES (LARGE ITEMS) MUST BE PICKED UP BY NO LATER THAN WEDNESDAY AT 5:00PM. ITEMS NOT PICKED UP BY 5:00PM WEDNESDAY WILL GO BACK TO AUCTION WITHOUT COMPENSATION TO THE BUYER. WE WILL HOLD JEWELRY AND COINS IF THE BILL IS PAID IN FULL. 6. ALL ITEMS ARE DESCRIBED TO THE BEST OF OUR ABILITY. WE MAKE NO GUARANTEES, EXPRESSED OR IMPLIED, EXCEPT FOR GOLD, SILVER, AND U.S. COINS. THESE ITEMS ARE IDENTIFIED AS GENUINE GOLD AND SILVER WHEN APPLICABLE. 7. NO ITEMS WILL BE SHIPPED/REMOVED FROM THE AUCTION HOUSE UNTIL PAID IN FULL. ANY ITEMS LEFT UNPAID WILL BE SUBJECT TO A STORAGE FEE OF $5.00-25.00 PER ITEM, PER DAY, DEPENDING ON SIZE. 8. LOCAL BUYERS REMOVE ITEMS AT THEIR OWN RISK. 9. ONLINE BUYERS WHO ATTEND THE LIVE AUCTION ARE RESPONSIBLE FOR THEIR ITEMS AFTER PURCHASE. THIS MEANS THAT TITLE PASSES TO THE WINNING BIDDER ON THE FALL OF THE GAVEL - EVEN THOUGH THE ITEM MAY NOT BE PAID FOR YET. THE BIDDER ASSUMES FULL RISK AND RESPONSIBILITY AND AGREES TO PAY THE FULL PURCHASE PRICE. 10. THE AUCTIONEER IS AN AGENT FOR AND UNDER CONTRACT WITH THE OWNERS OF THE PROPERTY AND ALL GOODS BEING SOLD. ONCE THE GAVEL HAS FALLEN AND THE ITEM IS SAID TO BE "SOLD", IT CANNOT BE UNSOLD OR RETURNED TO CONSIGNER UNDER ANY CIRCUMSTANCE. 11. MCMANUS AUCTIONS HAS THE RIGHT TO COLLECT ON UNPAID INVOICES BY USING DEPOSITS, CREDIT CARDS OR A 3RD PARTY COLLECTION AGENCY. BIDDING PRIVILEGES MAY BE REVOKED. 12. IN ANY ACTION OF ANY KIND RELATING TO OR ARISING OUT OF THIS AGREEMENT, THE PREVAILING PARTY SHALL BE ENTITLED TO COLLECT REASONABLE ATTORNEY FEES AND COSTS FROM THE NON-PREVAILING PARTY, IN ADDITION TO ANY OTHER RECOVERY TO WHICH THE PREVAILING PARTY IS ENTITLED. 13. BIDS, BUYERS, AND CONSIGNER INFORMATION IS CONFIDENTIAL. DO NOT ASK! 14. IN THE EVENT OF A TIE, THE BID FROM THE FLOOR WILL TAKE PRECEDENCE. 15. MCMANUS AUCTIONS RESERVES THE RIGHT TO REQUIRE CASH, A CASHIER'S CHECK OR WIRE TRANSFER FOR PAYMENT IN-FULL FROM ANY WINNING BIDDER AS IT SEES FIT. 16. BY ACCEPTING A BID CARD, YOU ARE AGREEING TO ALL TERMS AND CONDITIONS ABOVE AND BELOW. SHIPPING 17. WE WILL NOT SHIP ITEMS MARKED AS "LOCAL PICK-UP ONLY". DO NOT BID ON THEM UNLESS YOU WILL BE CONTACTING AND PAYING FOR A 3RD PARTY SHIPPER. 18. WE SHIP VIA USPS (FLAT RATE) PRIORITY MAIL AND FEDEX. 19. WE WILL PACKAGE YOUR ITEMS AND CALCULATE SHIPPPING CHARGES PRIOR TO EMAILING YOU A PAID-IN-FULL INVOICE. ALONG WITH THE POSTAGE COST, THERE IS A $3.50 HANDLING CHARGE ON ALL SHIPPED ITEMS. 20. INSURANCE IS ADDED TO ALL ITEMS BEING SHIPPED USPS WHEN THE ITEM TOTAL IS GREATER THAN $50. (We use the insurance scale from the USPS to calculate the amount added to your invoice). 21. WE NO LONGER SHIP TO INTERNATIONAL BUYERS. 3/29/18 Updated

GOLD HOARD, SILVER, JEWELRY, FURNITURE, HOTEL CASINO