Auction Terms & Conditions By registering and bidding on any item, the bidder/buyer shows acceptance of the following terms and conditions. Do not register or bid unless you agree to all of the terms and conditions: REGISTRATION: All information provided by bidder/buyer during the registration process must be current, complete, and accurate. Bidders must be 18 years of age or older. J Marsh Auctions at its sole discretion, may deny registration to any person or entity. DISCLAIMER: All lots are sold "AS-IS, WHERE-IS", with all faults, imperfections and errors. J Marsh Auctions and the seller(s) do not give or make any type of guarantee or warranty regarding the lots to be sold, implied or otherwise. J Marsh Auctions encourages all bidders to inspect lots in person before bidding. J Marsh Auctions has put forth every effort in preparing the catalog for every auction to provide accurate descriptions of all items, however, it is the bidder's responsibility to determine the condition and suitability of each lot. Due diligence is the responsibility of the bidder/buyer. Printed statements or descriptions by staff are provided in good faith and are matters of opinion. Any bidder's failure to inspect, or to be fully informed on the quality or condition will not constitute grounds for any claim, adjustment, refund, termination of the purchase contract, or refusal to close the sale. If you are unsure about any of the Term and Conditions, pricing, or how to bid; IF YOU ARE IN ANY WAY UNSURE AS TO ANY MATTER HEREIN, J Marsh Auctions URGES YOU TO NOT BID. CONDUCT OF THE AUCTION: Conduct of the auction and increments of bidding are at the direction and discretion of J Marsh Auctions. J Marsh Auctions reserves the right to reject any and all bids for any reason and also reserves the right to cancel this auction, or remove any item or lot from this auction prior to the close of bidding. WE ACT ONLY AS AGENTS FOR THE SELLER. Sellers or their agents reserve the right to bid on their own behalf to protect their investment(s). All decisions of J Marsh Auctions are final. MAX BID: When you place your maximum bid, the current bid price doesn't automatically jump to your max bid. Your bid will go to the next highest increment and will be increase as other people bid against you. The computer will automatically bid up to your max in the increments specified. By placing any bids you have agreed by legal contract that your bid or max bid is what you are willing to pay for that specific lot(s) and may have to pay full bid or max bid amount of any bids placed. The buyer agrees and is responsible for every bid amount placed. Remember, J Marsh Auctions or anybody for that matter DO NOT force you to place any bid, you and you alone are responsible for your actions. Please bid accordingly. . BUYER'S PREMIUM AND SALES TAX: Unless a specific auction states otherwise, a 15% buyer's premium will be charged on all items and lots. Every bidder/buyer pays the same buyer's premium and should bid accordingly. For example, if you bid $100 on an item at the auction you will be charged $115 for the item on your auction invoice. Please take this into consideration when bidding. Onsite Estate Auctions will not have sales tax. Offsite Auctions will be charged sales tax. Coins and Currency will not have tax. AUCTION ENDING: Beginning at the stated closing time, the auction software will conclude bidding for one lot every few seconds in catalog order with the following exception: if a bid is placed in the last two (2) minutes remaining for that auction lot, bidding for that lot will automatically extend the auction for additional three(3) minutes. Some lots may be grouped together so that a bid on one lot will extend the time on all lots in that group. An e-mail of invoice will be sent to the winning bidder/buyer of each auction after auction has completely closed. PAYMENT: All buyers must pay for their purchases in full within the scheduled removal dates after auction ending. : Cash, Checks, Money Orders, Cashiers Checks or Credit Card. J Marsh Auctions WILL NOT ACCEPT ANY CREDIT CARD PURCHASES OVER $1,000.00. ALL PURCHASES OVER $1,000.00 MUST BE WITH CASH, MONEY ORDER or CASHIERS CHECK. UNLESS PRE APPROVED. Merchandise becomes the full responsibility of the bidder/buyer at time of payment and the bidder/buyer assumes all risk of loss and damage to property at that time. Please check the details before placing your bid. ITEM PICK UP & REMOVAL: All successful bids must be picked up within scheduled removal dates of that specific auction unless other arrangements have been made. No items can be removed until, J Marsh Auctions has received and acknowledged payment in full. Buyers are responsible for rigging, loading, and removal of all items purchased without assistance from J Marsh Auctions. SUSPENSION / PERMANENT BAN: A bidder/buyer will be suspended or permanently banned from J Marsh Auctions Online Auctions for providing false or fraudulent information when registering. A bidder/buyer will be permanently banned from J Marsh Auctions Online Auctions for failing to honor the "REMOVAL" terms made under that bidder/buyer registration. TECHNICAL ISSUES: In the event there are technical difficulties related to the server, software, internet or any other online auction-related technologies, J Marsh Auctions reserve the right to extend bidding, continue the bidding, or close the bidding. Neither the company providing the software, nor J Marsh Auctions shall be held responsible for a missed bid or the failure of the software to function properly for any reason. BEFORE THE AUCTION: You may attend pre-sale viewing for all of our auctions. All property to be auctioned will have a designated preview time and place. You are encouraged to examine lots thoroughly. IMPORTANT NOTE: Your bid is a legally binding contract, no exceptions. Winning bidder agrees to indemnify and hold harmless sellers, auctioneers, auctioneers employees, auction company owners, directors, etc. etc. from all claims, fees, judgments, expenses, disputes, legal fees etc. etc. If you fail to pick up your items on the load out day and don't contact us we will bill your credit card used upon registration for this auction. Please contact us for any additional questions. J Marsh Auctions and Estate Sales Call or Text (989) 615-2170

Cole Collection Coin and Currency Online Auction Mr. Cole had such a nice collection of coins and currency that we decided to have an auction by themselves. These coins have been stored a long time and have not been gone through by anyone. There could be some rare coins here so please look close. There is even a barrel of unsorted Pennies! I did not write any info on the coin sleeves. It was all on them and none of it is verified. The auction will start ending on January 22, 2020 at 8:00 pm. Pick up times will be Thursday January 23, 2:00 to 6:00 pm Friday January 24, 12:00 to 5:00 pm Bay City, MI 48708 Shipping will be available with USPS shipping plus insurance and 4% credit card fee paid by buyer. A seperate shipping invoice will be sent out if you need your items shipped. Items can only be shipped to address on credit card due to fraud problems.